Figuring out how much home you can afford, hiring the right buyers agent and being ready to negotiate are a few ways to make the process less stressful. Buying a home can be nerve wracking, especially if you’re a first-time home buyer. Not only is it probably the biggest purchase ...
READ MORE

Buying a home is a little different for a veteran, especially when he or she finances with a VA mortgage. Any real estate agent can guide a service member through the purchase process. However, one with a military background may be a better fit. Show Me Today’s Rates (Nov 24th, ...
READ MORE

Optimism abounds  Next year’s home buyers have reason to be optimistic. Not only did last month see the most housing starts all year, but builder confidence is way up. And this trend could continue through 2018. More new home construction could improve the housing shortage for buyers. According to the latest ...
READ MORE

Don’t fear the mortgage application The mortgage application process is notorious for being tedious, time-consuming and downright laborious. But it doesn’t have to be that way. In fact, if you start early and prepare properly, getting a mortgage is actually easier than it looks. Set yourself up for success If ...
READ MORE

The resurgence of Indiana refis Now that mortgage rates have hit their lowest point all year, it seems homeowners are clamoring to refinance. According to Ellie Mae’s latest Origination Insight Report, mortgage refinancing accounted for 39 percent of all closed loans last month. That’s the highest refi share since February. ...
READ MORE

Complete guide to building a house Building a house versus buying: what’s better? If you’ve been home shopping, you know it’s rough out there. Home inventory is low and competition, especially for the best homes, is high. You do have another option: building a house of your own. But, will ...
READ MORE

You don’t need a 20% down payment to buy a Indiana Home The “20% Downpayment Myth” has stopped many would-be home buyers from owning a home. It’s a left-over idea from generations ago. So-called financial experts, parents, college professors, and even real estate professionals pitched 20% down as a wise ...
READ MORE

First-time Fishers buyers finally getting some encouragement The thought of buying your first home can be exciting. But the reality is that times can be tough for first-time homebuyers. Socking away enough for a down payment is tricky. And finding a home that fits your finances isn’t easy, either. Verify your ...
READ MORE

Climbing minimum FICOs leave some out in the cold In some parts of the country, it’s harder to rent an apartment than to buy a home – especially if you’ve got a less-than-perfect credit score. According to new data from RENTCafe, renters need FICO scores as high as 737 to secure ...
READ MORE

Does a Indiana gated community offer any special value? If you want safety and security, the gated community is an attractive choice. With us since ancient times in the form of walled cities and guarded castles, gated communities today provide security, status, and exclusivity. At least 10 million people across ...
READ MORE