Category: Blog

Complete guide to building a Indiana house

Complete guide to building a house Building a house versus buying: what’s better? If you’ve been home shopping, you know it’s rough out there. Home inventory is low and competition, especially for the best homes, is high. You do have another option: building a house of your own. But, will ...
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You don’t need a 20% down payment to buy a India...

You don’t need a 20% down payment to buy a Indiana Home The “20% Downpayment Myth” has stopped many would-be home buyers from owning a home. It’s a left-over idea from generations ago. So-called financial experts, parents, college professors, and even real estate professionals pitched 20% down as a wise ...
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Poll finds good news for first-time Fishers homebu...

First-time Fishers buyers finally getting some encouragement The thought of buying your first home can be exciting. But the reality is that times can be tough for first-time homebuyers. Socking away enough for a down payment is tricky. And finding a home that fits your finances isn’t easy, either. Verify your ...
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Renting credit score: You might need a higher FICO...

Climbing minimum FICOs leave some out in the cold In some parts of the country, it’s harder to rent an apartment than to buy a home – especially if you’ve got a less-than-perfect credit score. According to new data from RENTCafe, renters need FICO scores as high as 737 to secure ...
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Should I buy in a gated community?

Does a Indiana gated community offer any special value? If you want safety and security, the gated community is an attractive choice. With us since ancient times in the form of walled cities and guarded castles, gated communities today provide security, status, and exclusivity. At least 10 million people across ...
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Hack your home loan: most confusing mortgage discl...

Mortgage disclosures: new and improved Mortgage disclosures have changed a lot in recent years. While some older ones buried the loan’s most important terms in a sea of small print, that’s not the case today. Some of the most confusing mortgage disclosures are actually the least important ones. Here’s a quick rundown ...
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How will Trump’s tax reform proposals affect my ...

Should proposed tax reform affect my homeownership plans? Several new tax reform plans are now being debated in Washington. If passed, how will they impact real estate ownership? There are two central proposals on the table as of mid-November. On one side we have the House version of tax reform, HR 1, ...
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Veteran homeownership strong, thanks to VA loans

VA paves the way VA loans have long boasted some of the lowest rates on the market and, according to recent data, many veterans in the West and South have started to take notice. Click to see your VA loan eligibility (Nov 13th, 2017) Leveraging low rates According to Ellie ...
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First-time home buyer guide: Buying with a new job

First-time home buyer: employment challenges The first-time home buyer often faces challenges that don’t affect experienced home buyers. For example, first-time buyers tend to have less money saved for a home down payment. They often carry a collection of student loans and other debt, which makes budgeting for a household ...
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Should I Buy a House Right Now?

Your decision to buy a home should be based on your financial well-being, not the housing market. Deciding if you should rent or buy can be determined in part by your commitment to an area—you could have legitimate concerns about job relocation or you may wonder if the space you can afford now ...
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